Q3 Capital Management has the knowledge and experience to help you pursue your financial goals. We are always ready to address your concerns, answer your questions, and put you at ease.
Thomas C. Virostek, CFP®, AIF®
Lead Portfolio Advisor
As principal of Q3 Capital Management, Tom is an Investment Adviser Representative of Commonwealth Financial Network®, our independent broker/dealer. Tom has a fiduciary role in helping clients make sound investment decisions, balancing identifiable risks with feasible returns. He founded Q3 Capital Management in August 2009 after managing the Western Pennsylvania offices of a large national broker/dealer for 14 years. His focus has been specializing in portfolio management and investment research. Historically working with corporate clients and high-net-worth families, he has come to believe that managing portfolios is a constant, fluid process because new market risks are triggered constantly, and it is imperative that they be recognized and quantified in a timely manner. This technically-based process is unique to Q3 Capital Management, LLC.
As a former CPA, numbers are no stranger to Tom. He likes the discipline of mathematics as it relates to the markets. Besides the noise that the news channels generate every day, the numbers can also be daunting to the untrained eye. Many numbers can be misinterpreted, or worse, misrepresented; and sometimes there’s an interrelationship in numbers. With more than 25 years in the business, a disciplined process helps Tom consistently develop sound strategies for when the market trend makes an abrupt turn. In addition to his accounting background, he holds the CERTIFIED FINANCIAL PLANNER™ and Accredited Investment Fiduciary® (AIF®) designations.
Tom graduated with a degree in accounting/business administration from the Leeds School of Business at the University of Colorado Boulder in 1986, where he also raced on the ski team. “Being from Western Pennsylvania, nobody thought I could compete in the Rocky Mountain region,” he said, but with a single win in the slalom, he answered even his own doubts. “It was an ideal environment for me, where the demands of the accounting curriculum, along with college athletics, was the perfect balance for me, where my growth was mental and physical. I really honed my time management skills then, which has served me well in this business. Leeds prepared me to sit for the CPA exam three months after graduation.”
Charlotte joined our team as an administrative assistant in the fourth quarter of 2016. She is a graduate of California University of Pennsylvania, where she earned her BA in physics and minor in mathematics. While numbers have always been a passion of Charlotte’s, her several years in retail customer service has left her with a deep-rooted desire to understand the problems of others and come up with the most effective solutions possible. Having been a member of the Physics Club in college, she still enjoys tutoring in math and science-related courses in her spare time.
Karla provides business management for Q3 Capital Management’s day-to-day operations. Karla attended Clarion University of Pennsylvania and received her BS in accounting. After spending five years at Hill, Barth & King, she joined Q3 Capital in 2012.